Currently, in connection with the latest internal political changes in the country, citizens of the country are interested in the issue regarding pension payments. The situation with the indexation of pensions remains tense due to its freezing. Aspects related to the changes and amendments to legislation that have occurred will be disclosed in the article.

How can a working pensioner apply for a pension?

You can retire while still working once you reach retirement age or upon receiving a disability group. To apply for benefits, there is a general procedure according to which you must first contact the appropriate organization: Pension Fund or pension department of a military organization. The following documents must be submitted along with the application:

• passport;
• employment history;
• SNILS;
• a certificate from the place of residence, which confirms registration;
• certificate of disability (if necessary);
• children's birth certificate;
• military ID for people obliged to serve.

The application for retirement is considered within 10 days from the moment the complete set was delivered necessary documents. After this period, the Pension Fund is obliged to announce a decision to grant or deny a pension. After a positive answer, the amount of pension payments is assigned and calculated in accordance with the earned IPC or military salary.

It is legally permitted to work after reaching retirement age or receiving benefits for another reason. Dismissal of a pensioner without the consent of the pensioner solely on the basis of age is prohibited. Dismissal can only occur with the consent of both parties or at their own request.

When delaying the registration of a pension for less than a year, they rely premium odds, by which the IPC and the fixed payment are multiplied. For example, with a deferment of 1 year, the coefficient will be 1.07 and 1.056 accordingly, and for 10 years – 2.32 and 2.11.

Latest news about indexation for working pensioners in 2018

It is planned for January 2018, but the question remains: will there be indexation of pensions for working pensioners or will it remain frozen?

Indexation of pension after dismissal of a pensioner

The bill adopted in 2016 suspended the indexation of benefits, but with the amendment that the indexation of pensions for working pensioners will be fully reinstated after dismissal.

Payment of pensions to working pensioners after termination labor activity happens in the following order:

1. The pensioner submits a letter of resignation and receives a payment.
2. There is no need to notify the FIU about this. The employer submits monthly reports on its employees. However, the reports take into account information about insured persons for the past month. That is, if a pensioner quit his job in February, he will still be listed as an employee in the March report.
3. Within a month, the Pension Fund makes a decision on the return of indexation.
4. Actually, increased pension the pensioner will be able to receive it only after 3 months, and until 2018 he was not compensated for this time in any way.

After dismissal, the pensioner has the right again

After receiving the basic benefit, the pensioner has the right to continue working. The government classified this group as better off financially and introduced payment restrictions. pensions for working pensioners regarding indexing. In this article we will look at the main nuances of processing and calculating payments, as well as the changes that will be introduced from January 1, 2018.

How to get a pension for a working pensioner

A working person has the right to receive pension provision for several reasons:

• upon reaching ;
• upon receipt of the group .

Depending on the type of activity, various departments can deal with the assignment of pensions: the Pension Fund of Russia or the military structure in which the service took place. Registration occurs according to the general algorithm:

1. First of all, it is necessary to obtain the right to a pension, for example, to reach retirement age.
2. Contact the Pension Fund and submit documents. This can be done in person, through a representative, by mail or on the department’s website.
3. Select the pension delivery method: to a bank card, through post offices or through a delivery service.
4. On the appointed day of each month, benefits will be accrued. No additional action is required from the pensioner.

The legislation does not prohibit pensioners from working, engaging in entrepreneurial activities or receiving other income in conjunction with a pension. Payment is made according to general principles. However, since 2015, there is a slight restriction for this category.

Indexation of pensions for working pensioners from January 1, 2018

To prevent a decrease in the purchasing power of pension benefits, the state annually conducts. This concept refers to the process of increasing pensions by a set coefficient, depending on the consumer price growth index over the past year.

Let us remind you that since 2016, working pensioners receive insurance pension and a fixed payment to it without taking into account ongoing indexations. When a pensioner stops working, he begins to receive a pension in full, taking into account all indexations that took place during the period of his work.

From 2018, the procedure for paying pensions to working pensioners after dismissal will change. Amendments to the Law “On Insurance Pensions” came into force on January 1, 2018.

After a pensioner stops working full size pensions, taking into account all indexations, will be paid for the period from the 1st day of the month following the month of dismissal.

Now (in 2019), the resumption of pension indexation and the start of its payment in full occurs three months after the month of dismissal (from the date of dismissal). Changes in the new law will allow the pensioner to receive the full pension for the period from the 1st day of the month following the month of dismissal.

For example, a pensioner will quit his job in January 2019. In February, the Pension Fund will receive reports from the employer (for January) indicating that the pensioner is still listed as working.

In March, the Pension Fund will receive reports in which the pensioner is no longer listed as working. In April, the Pension Fund of the Russian Federation will decide to resume indexation, and in May the pensioner will receive the full pension amount, as well as the monetary difference between the previous and new pension amounts for the previous three months - February, March, April.

That is, the pensioner will begin to receive the full pension the same three months after dismissal, but these three months will be compensated to him.

New legal regulation This applies not only to retirees who will retire in 2019. Pensioners who retire in the fourth quarter of this year will also have grounds for applying the new provisions, and a decision on which will be made in January 2019.

Such pensioners will also receive an additional payment of insurance pension amounts for the period from the month following the month of termination of work or other activity to the month of payment of the pension in the new amount. For all decisions that will be made by the Russian Pension Fund before the end of December of this year, that is, before Law No. 134 Federal Law comes into force, no additional payment will be made to the insurance pension.

Will your pension be reduced if you go back to work?

If, after recalculating your pension, taking into account all missed indexations, you get a job again, the amount of your insurance pension will not be reduced.

Russian citizens have been expecting a significant increase in pensions for several years now. The latest news about the indexation of pensions for working pensioners in 2018 entails numerous questions, because pensioners are sincerely worried about their income.

Working pensioners are people who have reached retirement age and continue to work. Currently, this age is 55 years for women, 60 for men.

These Russian citizens receive a salary for their work activity and pension payments, which are required at the legislative level. Insurance premiums must be paid from your salary every month.

According to this scheme, the size pension savings becomes larger, so regular indexation of pensions should occur. Despite this, the authorities limited the growth of pension payments for working pensioners.

Pensions for working pensioners

Economic stability leads to the fact that the Russian government has to regularly change the pension payment system. For this reason, the increase was stopped in 2016.

The supplement becomes possible only for those citizens who have retired and do not receive a salary. This was explained by serious economic problems and the fact that working pensioners can live on the salary they receive.

In addition, some politicians proposed providing Russians with the opportunity to receive a salary or pension. However this measure affected only those people who earn more than 1.2 million rubles per year.

However, even these working pensioners in 2018 can count on the resumption of pension payments if the salary decreases significantly or the person quits his job.

Many Russians cannot boast of large salaries, so they are interested in the possibility of receiving pension payments. So, in 2018, Russia will continue to pay pensions to working pensioners. Another question is whether the size of pension payments will increase.

Opportunities for restarting indexing

Russian deputies regularly discuss the issue of resuming indexation of pensions for working pensioners in 2018, but have not been able to come to a consensus. The authorities planned to recalculate pension payments to working pensioners taking into account inflation, but even this bill was rejected by the State Duma.

The main problem is Russia's unstable and very shaky economy. Additional funds cannot be allocated to non-working pensioners. If we try to increase pension payments to working older people, the economic situation will become even more critical.

However, politicians are looking different variants resumption of indexing. It was assumed that indexation would be resumed for those pensioners who earn very little.

Sometimes pensioners work part-time and receive minimal amounts. These older people are simply trying to improve their own financial situation, so they work taking into account their health and physical capabilities.

It is assumed that indexation of pensions for low-income Russians would provide good support to citizens with minimal damage to the Russian budget, but this also turned out to be impossible to implement. The only good thing is that such a proposal can be considered again.

Amounts of pension payments to pensioners in 2018

Elderly people are worried about what the size of the pension for working pensioners will be in 2018. Many pensioners carefully study last news about indexing and hope for even minimal changes.

In fact, indexation of pension payments will not be carried out until the summer of 2018. Over the next few years, older people can't expect to see much of an increase in their income if they work.

Major changes pension system occurred in 2016. Planned indexations of insurance and fixed pensions, which are carried out annually on February 1, no longer apply to older working Russians. In order for the recalculation to occur, you will need to quit your job. In this case, it is assumed that you will contact government agencies after leaving your job.

For example, a pensioner stopped working in March. In April, the Pension Fund will receive reports according to which the pensioner remains a working citizen. However, in May the Pension Fund will receive reports for April, which will already record the dismissal.

Pensions in 2018

In June it will be decided to resume indexation. At the same time, in July, the pensioner will be able to receive the monetary difference between the previous and new amounts of payments for 3 months at once.

Thus, older Russians had to prepare for the fact that monetary compensation would be received only 3 months after dismissal and a certain period of time could be financially stressful. This is exactly what happened before, but now there have been pleasant relaxations and you don’t have to worry about 3 months.

It should be noted that in August 2018, the pension will still be recalculated. Such recalculation is mandatory and involves an individual increase, since the amount of insurance contributions from the employer for the whole year is taken into account.

Specifics of pension recalculation in 2018

Indexation in 2018 will affect only non-working pensioners. However, people who continue to work can count on an increase in pension payments. The most important thing is to have an official place of work. The pension increase is carried out according to a special scheme.

1. The processing period must be at least a year. If a person has worked less, no additional payment will be made.
2. The increase is based on charges made by the employer to the employee’s individual account. The amount of the increase depends on the amount of money that has accumulated in the pensioner’s account over the year.
3. The amount of the increase may vary, as it is determined on an individual basis. However, the increase cannot be more than 3 points. As a result, even with significant deductions, you will only be able to receive 244.47 rubles in 2018.

It is important to note that the increased pension will be paid only from August 2018. To receive larger payments you do not need to write an application.

What you need to know about indexation after the dismissal of a pensioner in 2018

In 2017, a bill was passed that changed the period for recalculating pension payments after the dismissal of elderly Russians. Previously, an increased pension could only be received after 3 months, since the following tasks were supposed to be gradually solved:

• submission of reporting documentation to the Pension Fund for the required month;
• loading the received information into a special software package;
• making a decision on recalculation and carrying out the necessary calculations.

Now the approach has changed to take into account the interests of older people. Now pensioners who decide to quit can receive payments with missing indexes from the next month after dismissal. Wherein senior citizen should not apply to the Pension Fund, because the reporting of employers determines the fact of dismissal.

For citizens who have stopped working, the period for calculating pension payments will be reduced, taking into account missed indexations during their working activity. This becomes possible thanks to the bill, which came into force on January 1, 2018.

It is important to note that additional accrual of missed increases will still be carried out according to the previous scheme and will take several months. Thus, the additional payment will be available only after specialists from government agencies have carried out all the necessary calculations.

Retirement after January 1, 2018 takes place according to a more affordable scheme, thanks to which older Russians can feel financial security.

What is the difference between pensions for working and non-working pensioners?

Pensions are paid to working and non-working pensioners in 2018, but according to different schemes.

For 2018, the indexation rate was 3.7 percent. At the same time, the supplement became available in January, and not in February. Thus, the supplement became available to non-working pensioners in a timely manner.

Currently, for non-working pensioners, the average payment is 14,329 thousand rubles. Thus, the bonus turned out to be minimal, but it made it possible to stabilize the financial burden on people of retirement age. It is important to note that the situation may improve in the future if the person earned at a decent level. At the same time, during the economic crisis, the annual inflation rate is primarily taken into account, and the growth of pension payments still slowed down.

Working older people are sometimes forced to work in order to survive. For this reason, for working pensioners, for whom standard indexation is not carried out, even the slightest increase in pension becomes a benefit.

In this case, the maximum allowance cannot exceed 245 rubles per year. Thus, working pensioners will receive less pension payments than non-working Russians.

It is important to note that in 2017 all elderly Russians received additional payment in the amount of 5 thousand rubles. Such payments were made as necessary support for Russian citizens in an economically unstable situation.

Currently, the inflation rate has normalized, so lump sum payments will not be held in 2018. Pensioners can only rely on pension payments and their own income.

Working pensioners in Russia are a category in which the government continues to save budget money. For the third year in a row, pensions have not been indexed for working pensioners; the government never tires of saying that this is not very fair, and the situation requires a solution as a matter of priority. But in the end it all ends with just these conversations. Indexation of pensions for working pensioners in 2018 - the latest news on a possible increase in pension payments for older Russians who remain at work on the website portal.

When indexation was canceled for working pensioners

This happened in 2016. Those elderly citizens of Russia who retired in 2015 or earlier and are still working last years, receive a pension at the same level as three years ago. All indexations that were carried out from 2016 to 2018 did not affect them.

In Russia, about ten million pensioners continue to work after retirement. Freezing pensions for such people gives the country's budget significant savings. The only question is whether this is an acceptable source of savings.

How much do working pensioners lose in 2018 due to pension freezes?

• 2016 - by 4%,
• 2017 - by 5.8%,
• 2018 - by 3.7%.

Thus, if an elderly resident of Russia was already a pensioner in 2015 and has continued to work since the same year, then for every thousand rubles of his pension, he should have received another 141 rubles based on the results of three indexations.

That is, if such a person’s pension today is equal to 10,000 rubles, then if indexation were carried out, it would already be equal to 11,410 rubles. A pensioner loses almost one and a half thousand rubles every month due to freezing.

Of course, if a pensioner got a job in 2017, and in 2016 his pension was recalculated, the figures will be slightly different. As is the case with those pensioners who retired after 2016. But general meaning When you deal with specific numbers, it becomes clearer.

Yes, the pensions of working pensioners increase slightly due to additional length of service (more on this below), but such an increase turns out to be very insignificant, and in our example it can be neglected.

Pensions for working pensioners will remain frozen in 2018

All indexations that were planned for 2018 have already been completed. Thus, in January, old-age pensions for non-working pensioners, as well as military pensions, were increased. Social pensions were recalculated in April.

These are all indexations of pensions that are prescribed in the 2018 budget.

Of course, you need to keep in mind that only old-age pensions for working Russians are frozen. If a person receives social pension and it works, such a payment will be indexed in any case.

Indexation of pensions for working pensioners in 2018 is possible only in one case

This case is the dismissal of a pensioner from work, at least formally. After leaving the workplace, the person’s pension will be recalculated taking into account all those indexations that did not affect him due to the freeze.

That is, if we take a conditional pensioner from the example above with a pension of 10,000 rubles, who retired before 2016 and worked in recent years, then his pension will automatically increase to 11,410 rubles, which we received as a result of our calculation.

It is important to know that in 2018 the scheme for recalculating the amount of pensions in this case changed!

Until the end of 2017, pensions were recalculated only three months after dismissal due to some peculiarities of accounting in organizations and the timing of submitting reports on employees to the Pension Fund of the Russian Federation. In 2018, recalculation follows the dismissal starting from the next month. However, the pensioner will receive the money in his hands after the same three months.

Let's figure out how it works:

1. Let's assume that the pensioner retired in May 2018 (no matter what date).
2. Since June, according to the law, he has been entitled to a higher pension, taking into account indexation. But the Pension Fund does not know about this yet.
3. In June, the organization where the pensioner worked submits Pension Fund reporting for May, where the pensioner is still registered as an employee. Even if he only worked for one day.
4. In July, new reports are received - for June. There is no longer a pensioner as an employee. The Pension Fund understands that the pensioner should undergo indexation, since he no longer belongs to the category of workers.
5. In August 2018, a pensioner receives more high pension, which is recalculated taking into account all missed indexations, as well as the difference between the new and old pension amounts for June and July.

If we return to the conditional pensioner from our example, who received exactly ten thousand rubles in pension, then after dismissal he will receive the same 10,000 rubles for another two months. In the third month, he will already receive 14,230 rubles. This is 11,410 rubles - his new pension, as well as 1,410 rubles for the previous two months. Then the pensioner will receive his 11,410 rubles and will be subject to all indexation of old-age pensions as a non-worker.

In connection with the described feature, it is important for a pensioner to correctly plan the time of dismissal. It's better to do this at the end of the month rather than at the beginning of the next. Then in the next month he will be entitled to indexation of his pension.

In August 2018, pensions for working pensioners will increase. Maximum 245 rubles

August is the traditional month when working pensioners receive a slight increase in their pensions. This happens due to the fact that the person worked for another year and earned additional pension points.

Unfortunately, the state has set a maximum number of points that a working pensioner can receive, namely three points. In 2018, one pension point costs 81 rubles 49 kopecks. Thus, even in the most favorable scenario, when a person receives a fairly high salary, he will receive an increase in pension in the amount of no more than 244 rubles 47 kopecks. For most, the amount will be less.

Will indexation of pensions for working pensioners be returned in 2018 - latest news from parliament

Considering that almost ten million voters feel injustice due to the pension freeze, this remains one of the topics that is periodically raised for the government and parliament.

So, in 2018 there is not a single faction in State Duma, which would not offer to return indexing one way or another. The Communist Party faction introduced a bill in winter to return to the practice of indexing pensions for working pensioners from February 1, 2018. LDPR deputies introduced a similar draft law on the return of indexations from July 1. “A Just Russia” proposed not only to return to indexation, but also to pay pensioners compensation for the money they lost due to the freeze in recent years.

Even the ruling party, United Russia, turned to Prime Minister Medvedev with a request that the new government raise the issue of lifting the freeze on pensions for working pensioners.

By the way, the same Prime Minister Medvedev assured Duma deputies back in April 2017, speaking in parliament, that unfreezing pensions was a priority for the government. The problem is that this problem has not been solved even after a year. In 2017, let us remind you that the economic bloc of the Cabinet of Ministers calculated the cost of the issue of returning indexations for working pensioners and considered that the budget was beyond the power of this.

Thus, so far there are absolutely no specifics regarding the unfreezing of pensions. It is clear that any deputy or official, if asked such a question, will say that this is a problem that needs to be urgently solved and that the state is concerned about this. Only in practice can one wait an infinitely long time for a solution to the problem.

Alas, it is not yet possible to please working pensioners with good news. We can only watch and hope that at least the rise in oil prices and the additional money that the treasury receives from this will finally allow the state to solve this protracted problem.