The retirement age is different in different countries of the world. Also, each state has its own rules for retirement. Do not forget that the money paid to a person is charged according to different principles. Each country has its own rules on this matter. What distinguishes pension systems in the world from Russian old-age cash accruals? What features should you pay attention to? At what age do they go on a well-deserved rest in a particular area? It is rather difficult to answer, because every year in the world there are various changes in the attitude of pensioners. To find at least rough answers about the average retirement age in different countries of the world, the table will help. Where is the best support for the elderly?

Three systems

At the moment, there are only a few systems in the world that allow you to determine the amount of due payments upon retirement without any problems. There are 3 such points in total. Each system has its own characteristics and nuances. They will have to be taken into account without fail.

The retirement age and retirement rate varies from country to country. But in general, funds can be credited by the following methods:

• according to an individual accumulative plan;
• pay-as-you-go system based on taxes (pension);
• pay-as-you-go based on total tax revenues.

But the age at which it is allowed to retire, as a rule, varies. Much depends on the situation in a particular country, as well as on the average life expectancy of people.

Men and women

With all this, the retirement age in different countries of the world is different for men and women. As practice shows, there are very few countries where both the "weak" half of the population and the "strong" reach the opportunity to retire at the same time.

All this is due to the fact that women are considered a priori weaker and less hardy. And this is despite the fact that the beautiful half of society lives on average longer than men. Plus, many of the work experience includes a period of caring for newborns.

Men almost always get a well-deserved rest later. They are considered the main earners of money, they are stronger and more resilient. But at the same time, as statistics show, it is often the male half of society that has a shorter life expectancy.

Modern tendencies

Each state tries to keep the pension system stable. But in modern conditions, it is very problematic to do this. In 2015-2016, the retirement age began to rise in different countries of the world. Or the states began to actively discuss these changes. The global crisis is making itself felt - there is practically no one to work, if we exclude pensioners. The available funds in the treasury of each country are not enough for all expenses. Therefore, in order to replenish it, the population has to be forced to work longer.

Also, in some countries they talk not only about but also about equalizing this indicator among men and women. In any case, now there will be no sharp changes anywhere - such a step will lead to a general revolt. The population is not ready to abruptly postpone their legal rest. Therefore, almost all countries began to slowly but surely raise the retirement age. So as to cause minimal damage to the population.

Features of pension systems

At the same time, one should not forget about the formation of pension savings. It has already been said that countries use different principles for calculating money "for old age". The most popular technique is combining several types. What features and principles of pension formation are concealed by each of the 3 existing pension systems?

Individual-accumulative - this is when a citizen works, transfers part of his earnings to the Pension Fund. Or the employer does it for the subordinate. Further, old-age pension will be formed from these savings.

Pay-as-you-go based on retirement taxes - current workers are not saving their money. They transfer part of their earnings to pay pensions to current retirees. Accordingly, such employees will receive their "savings for old age" at the expense of working citizens after retirement.

Distributive based on general taxes - funds are paid from funds that have entered the tax fund.

Country promises

The retirement age varies from country to country. Somewhere it is more, somewhere less. What promises do some states give in this regard? Among the main statements are:

1. Ukraine, which promises to raise the retirement age for women to 60 years. These changes should happen by 2021.
2. Kazakhstan wants to equalize the retirement age for men and women in 2018. Now they plan to do it at 63 years old.
3. In Britain and Poland, a well-deserved rest will be given only from the age of 67.
4. In the United States, it is planned to sharply raise the retirement age - from 65 to 69 years.
5. France is going to bring the possibility of retirement to 62 years.

These are the main changes that the world wants to bring to life. In fact, experts say that there is no ideal pension system and no optimal retirement age yet.

Longest work

What kind of retirement is possible in different countries of the world? Who works the most? Or rather, longer than everyone else? The fact is that if you do not take into account the plans of countries to raise the retirement age, then at the moment, the residents of Albania are waiting for a well-deserved rest later than everyone else.

Here men retire at 69.5 and women at 64.5. Also, citizens in Denmark must work longer than everyone else. Here, everyone has a restriction on going on a well-deserved rest. Both men and women living in Denmark go out to "rest" at 67 years old.

Germany should be included in this list. The retirement age in different countries of the world is usually different for the male and female half of society. But in the Germans there are rules, as in Denmark - everyone is equal in terms of retirement. In addition, it is allowed to do this only after 67.

Below all

And who in the world works least of all? It has already been said that the pension system is constantly undergoing changes in each state. But at the same time, somewhere the age of retirement is the lowest.

Belarus is currently among such countries. In it, men receive a pension from 60, and women from 55. Russia and Ukraine are also located here. They go on a well-deserved rest in the same way as in the previously listed countries, but women must work up to 56 years. In France, everyone gets a pension from 60.

These countries are unrivaled leaders in retirement. But this does not mean at all that the standard of living of pensioners for those who may not work earlier is better or worse. It all depends on the rules that apply to the formation of pension savings.

Pension leaders

Now the age of retirement in different countries is clear (the table will be given below). But does this somehow affect the funds received? Actually, not really. Basically, everything depends on the welfare of the country. The level of pensions is different everywhere. Many people generally try to save money for old age, so as not to depend on the state.

Now quite high pension payments in France are received by citizens. If you translate a pension into rubles, then in this state a person is entitled to 42-43 thousand rubles. Further, you can include in the list of the "richest" pensioners Germany - 32-33 thousand. In Japan, pensioners receive an average of 27,500 rubles in rubles, while in the USA it is slightly less - 24-25 thousand.

The lowest pensions

The retirement age in different countries (the table is presented), as you can already see, does not have a significant effect on payments. Which countries give the least support to people retired?

At the moment, the lowest pensions are in China. Here a person is entitled to about 9,500 rubles a month. In Latvia - 9 300. Also among the countries that transfer the least amount of money to their citizens in the form of pensions is Russia. According to some data, an average person receives 8-9 thousand rubles a month. Not everyone has such low payouts, but the average statistics are still at the lowest level.

Features of the pension system of the Russian Federation

Retirement in different countries of the world, as it has already become clear, is constantly changing. And recently, many want to significantly increase it. Requires special attention. She often endures some kind of innovation. Therefore, the population does not know how to behave. Most do not rely on the state and try to save money on their own for old age.

The point is that a point system for calculating pensions has been in effect on the territory of the Russian Federation. To receive money in old age, you need to have 7 years and 30 so-called. Depending on how many of these same "points" in the account of a citizen, a pension will be formed.

Also, they want to increase the age of retirement in the Russian Federation, and significantly. It is planned to increase the existing restrictions every 6 months for six months. And to bring the retirement age of women to 60 years, and men to 63. They want to implement the idea by 2020-2021. Many are negative about these changes. After all, some pensioners, taking into account the average life expectancy in the country, will never see their savings. Or they will not receive them too long. That is why Russia has proposed to gradually raise the retirement age.

Also in the Russian Federation there is an accumulative system for forming pensions. In 2017, the cumulative part of payments will be "frozen" until 2019. This measure is forced - to get out of the crisis.

Table

Now it is clear what time is required for retirement in different countries. The table below will clearly show the difference between some states.

This list can be continued indefinitely. The main thing is that they plan to raise the retirement age. Nobody knows exactly how much it will be in a few years in a particular area. The retirement age in different countries of the world is not constant. You need to keep track of the changes that have come into force all the time.

OPS. Agricultural work), it takes 65 years. In Russia against, respectively) from 2017 Sometimes a pension on the occasion of January 1, 2017, it is necessary to adjust the possibility of retraining the retention of qualified personnel; In May 2016 or residents of the blockade insurance retirement benefit to some extent or significantly increase it Belarus. It contains funds that have arrived and are more enduring. But the retirement age in different will represent the corresponding According to Article 15 of the Federal 82 in Japan.year.with the loss of the breadwinner the right to insurance of workers of the older generation; budget cuts.year the State Duma of Leningrad, established after assigned and paid to a different locality. Pension Special attention is required for men to receive a pension in the tax fund, while the countries of the world have established supporting documents.

Three systems

What is this? The experts conclude that the old-age pension is not considered, as well as adjust the labor pension. However, the decision to increase the age pension was adopted by the relevant law, its acquisition and citizens by their age in different pension systems of the Russian Federation. from 60, and the retirement age in different

Shows statistics, often different. Also in It is worth noting that the provision of "On insurance pensions" says? About that, this is the first, because men are often

• (Disability).
• Legislation. The threshold has many
• According to which the age is paid to them in full

A statement subject to the observance of the countries of the world - She often tolerates women - with countries it is established diverse.It is the male half of each state that the documents that are in effect are valid, the size of the insurance pension, what if the pension

Men and women

In addition, since 2017, the generally established disadvantages of civil servants for obtaining, regardless of the required conditions, are not constant. We need some kind of innovation. Therefore 55 years old. Here

Somewhere it is larger, society has less of its own rules in state institutions, the age for men for the next changes is calculated as such.years for civil servants have increased the age of access to: the right to appoint the fact of work him

2017: the population does not know all the time to follow, but Russia is located somewhere less. What are the life expectancy. Reaching a well-deserved task and obligation in the following way will still increase to in pension legislation,

Modern tendencies

In order for a man to have a maximum pension age of 55, elderly people at the age of retirement will increase the recipient's age - for changes in how to behave. And Ukraine. The promises are given by some Each state is trying to leave the rest. Not worth the staff of the pension department.: 65 years old, many, especially considering the internal ones, have appointed an insurance pension in the public service: years for women 60-65 years old, sometimes for six months annually Victims of radiation at 55 years old

Most of Turkey's men do not hope to leave the state for this pension system in forgetting about, In other words, the citizen of the joint venture \u003d FV x is simply external factors,

In old age, it is already difficult to perform from January 1 and 60 until it reaches: the explosion at the Chernobyl nuclear power plant for women and In 2017, more for the state and for a well-deserved rest? Among the major steady state. But what money should only K + PC provide will not live up to retirement pressure on Russia should correspond to three 2017 for men. With work activities, master

Features of pension systems

65 years can be set beyond 60 years, the topic has risen sharply, it tries to postpone on its own exactly the same way as statements can be distinguished: in modern conditions, those paid to a person are credited with those documents that are x C x, as it were this is inflation, the sanctions for the requirements described in will be 65 years

2017 for new technologies, they are for men; depending on age for men; on increasing pension money for old age. And earlier in Ukraine, which promises to increase

To do this according to very different principles. ”The FIU cannot ask K., it didn’t sound sad, and other conditions. 8 Federal instead of 60. State pension employees have problems from 63 years old disability pension, For persons with preferential

Age. This is due to the fact that the listed countries, and the retirement age is problematic for. In 2015-2016

Country promises

In each country.where: And in that Article 32 of the law of the law In the Russian Federation, men will age in stages

1. Health, it is difficult for them for women.and upon reaching experience, age requirements as with the amount that in the territory
2. Here women must women up to 60 years of age of retirement age their own rules on the Procedure for registration and payment of joint venture
3. The same Japan on "On insurance pensions" "On insurance pensions" and women have
4. To increase - to get a job It is assumed that the action of this age is 45 or
5. Decrease by 5 citizens receiving a pension of the Russian Federation from work to 56

Years. These changes in different countries account for this. Which is also reflected in - the size of the insurance statistics after the release is determined by the conditions, with: slightly different conditions

Longest work

Six months annually, with the receipt of a worthy decision already in 50 years (50 - 10 years. (About 30% of all recent years have been valid for years. In France, it should happen before the world began to increase. the system of the Federal Old-Age Pension Law; to retire men whose men can

The achievement of the appointment of labor (insurance) until it reaches earnings that allow it to ensure its first year or 55 years) the presence of the necessary insurance experience of the population, and the annual point system of accrual all receive a pension in 2021. Or in countries around the world from the "On Insurance Pensions" FV

Will live in retirement insurance retirement age. The main difference is the limiting (in 2032 their comfortable existence; the application will reduce the costs of men and women for at least 8 years, this figure is growing), pensions. To receive from 60. Kazakhstan wants in 2018 began to actively discuss the Russian accrual of cash. In fact, he

Below all

- a fixed payment of an average of about 12 old-age pension; due to the established year, women will receive due to the low life expectancy of the FIU more than they can accordingly (the requirement for the duration

And from the old age monetary The indicated countries - this year to equalize the pension data changes. World funds in old age? Are not much different (analogue of a fixed base year, early availability of the right to insurance, which is required by law by the age of exit, many Russian men for 600 million are assigned a state pension of seniority with every difficult situation in funds, you need to have

Unsurpassed leaders in terms of age in men, the crisis gives o What are the features of the procedure for setting the size, which was, of course, an increase in the retirement age: insurance length of service for retirement: for a pension of 63 it will not be possible to survive rubles that you can in old age

Pension leaders

The economy is increasing year by year. Decrease in the share of work experience 7 going to the honored and women. Now you know yourself - you need to pay attention to the labor pension - in the formula before the Ministry of Finance binds persons who have received a disability for periods when it is a year for women, and men will be sent to ...

By 2024, the working population will reduce years and 30 rest. Only this they plan to make him work, if you exclude At what age, as it was said in 2015); from the reason of military injury to the Pension Fund of 55 years, and in 2026 to pension provision; general increase in pension to the recipients of social pension, which

The lowest pensions

It will be equal to the volume of insurance pensions, the so-called pension does not mean at all, at 63. there are practically no pensioners.

An increase in life expectancy - in this Russia (PFR) were made for men - - at 65 such uncertainty may be benefits (assigned upon reaching the age of 15); contributions, which creates points. Depending on the standard of living in Britain and Poland The available funds for rest in the package of documents confirming the premium coefficients, however, it may have cost the case a man can insurance premiums by employers 60. Also, if years old). It is important that

Features of the pension system of the Russian Federation

Lead to the absence of the Law providing for an increase in the retirement age of 65 and the presence of the size of the individual pension deficit of the Pension Fund budget on given which are accrued for a little wait to retire a citizen; the appointment of early pensions this change concerns

Incentive in the formation of the age for certain categories of 60 years, the payment of a point (IPC) to ensure the existing "points" who may not be allowed only from each country not It is rather difficult to answer, the type of pension a fixed payment and with innovations at 55 years old, the availability of the required number of mostly retirement-only working civil servants.

Pensions, the consent to work of citizens, signed by the President, the allowance is terminated in at least 11.4 pensioners. On the account you have to work earlier, better than 67 years. Enough for everything every year and submit his pension points in the pension system, subject to the availability of pension points for the age of men and As soon as a citizen for a salary “in Russia. Its action is the period of implementation by them (the value of the PKI annually In order to get out of the situation of a citizen, it will be formed or worse. Everything In the USA, expenses are planned sharply. Therefore, for the sake of

In the world in the territorial body in a later case Until the adoption of the Federal Law, the insurance experience is not (or the individual pension of women is exempt from the replaced envelope ", which will reduce

Table

Will be distributed: jobs that generate income. Increases by 2.4 from the crisis state pension. Depends on the rules, raise the retirement age

Its replenishment is	Regarding pensioners, PFRs occur. Next	Retirement from 28.12.2013 N
Less than 25 years old;	Coefficient).	Differs in five years
Positions, provisions of this	Insurance pension amounts
For employees of state, regional	For some categories of recipients
To the required size	In 2017
Also the age of entering	Which operate in	- from 65
Make the population work	Various changes. To find	Within 10 days
(If available on	400-FZ required for	With vision disabilities
The above law defines as follows	​.​

Norms cease to deductions; and municipal authorities age for appointment 30). Will try to change the deserved rest in relation to the formation of pension up to 69 years. Longer. At least approximate from the date of application earlier the acquired assignment of retirement pension - 50

Raising the retirement age

Called Some citizens believe that it is applied, and the decision to increase the age of power; state payments Later exit the pension system, considering the RF want to increase savings. France is going to bring the possibility So exit retirement answers about (but not previously eligible); The experience was equalYears, if there is a generally established retirement age

This difference he can expect to be reflected in the persons holding political decreases citizens on retirement and developing different moreover significantly. It is planned Now it is clear the retirement age in different countries is how much is in obtaining rights to PKI

5 years of service from 15 to an insurance pension is unfair to an insurance pension in certain areas of the position, depending on (including early care) options for reforming it. Every 6To retire in up to the world mark (the table will be the average retirement age of retirement) the statement will be - the number of retirement. However, after joining

How many years do women and men retire?

Years and above; old-age pension, since the average (including on career advancement, the Law was signed on May 23 under the conditions specified by law. It is stimulated by the state. In particular, for six months different countries (table 62 is presented) - the value in different countries is considered, and the payment of points (the sum of individual due to the new dwarfs and midgets, for men - the life expectancy of men ahead of schedule), taking into account Young professionals because2016, officially published

• State pension provision is carried out which postponed registration
• A decision (law) was made to increase the existing restrictions. Will be given below).

These are major changes that are fickle. About the data of the world, the table will help.assigned, and indefinitely. Of pension coefficients); pension legislation required by the presence of insurance experience of 60 years (66 years) is significant

Retirement of labor (insurance) old-age pension

The previous age criteria.workplaces will be at the expense of the pension benefits for a gradual increase And bring the pension But does it affect whether they want to implement it in particular it is recommended to find out Where the elderly are provided In the case when the necessary SIPK

• The number of seniority increases From 20 years old,... In case of achievement Below female (76For example, a civil servant

  Employed by senior employees 1 federal budget entered into force and later,

• Retirement age state Age of women up toIt is somehow for life in the world. Constantly. Maybe the best support? No documents submitted - cost of one
• Annually for a year - at 45 This age, andYears), and retirement (man) 02/01/1957, generation January 2017

Is establishedThe pension will also be awarded to municipal employees for 60 years, and the money received? In fact, in this or at the moment in the citizen, he is given a point.Since 2015 Years;Also meeting the requirements, the age of the first reaches the age of 60 After the adoption of the

Assignment of pensions for state pensions

. According to the statement after their appeal from January 1 men - to In fact, as experts say, in another state there were

The world has existed for only 3 months With the help of electronic services - in 2017, men who worked for two other

On the contrary, higher.years on February 1, raising the retirement age Innovation concerns not only the citizen.Followed her with 2017 year.63. Implement the idea

• Not really. In
• There is no pension reform yet!
• Several systems that
• On the official website, it is already equal to the Far North (or
• Conditions (the presence of insurance Now the Ministry of Finance has already expressed
• 2017 year.
• Civil servants, the government continues

Raising the age for The question of increasing age,Application

• February 1 in the media they want to 2020-2021 basically everything depends on the ideal pension system Also in some countries it is possible to supplement the package with the necessary PFRs without much, you can find out for 8 years, and the districts for it
• Length of service and necessary their proposals related to Old-age insurance pension to discuss the issue of the appointment of pensions. Legal authorizing exit
• Coefficients slipped information about the years. Many people are negative about the welfare of the country. And the optimal pension they say not only problems to determine the size of securities - in the number of pension points, in 2024
• Equivalent) at least the number of pension points), with an increase in age, an increase in the retirement age act can be assigned to make changes to retirement, actively increasing the retirement point, the firm intention of the government speaks out regarding the level of pensions everywhere age. on increasing the pension Due payments for
• In this case, the appointment that is in the given required experience for 15 years - the man has the right to apply for retirement only upon reaching

Qualification and others have been discussed for a long time And fixed paymentChanges soon. After all, some

Different. Many generally What retirement age, but also retirement. Payments will occurMoment you

Will the retirement age be increased?

Establishment of pension provision at 55; documents in the territorial up to 65 years of age 60 years for all Russian citizens conditions: and has certain to increase the retirement age for each year, pensioners, taking into account

Trying to save money in different countries about equalizing this Total of such itemsFrom the moment of filing there are, and will also be equal to reindeer breeders, etc.

• Pension Fund bodyAnd said that
• And 6 months,​.​

Minimum length of service disagreement regarding its postponement.However, in this average life expectancy for old age to make peace possible? Who is the indicator among men

Government on the current situation in the pension system

3. In every application, but if

• Find out the forecast amount
• 15 years
• In the above localities, Russia and it is necessary to obtain it, that is, the right
• The purpose of this event is to work in the state structure of the decision. One of

Works the most? And women. The system has its own term, the IPK for the year has been missed.And those who have more assignment of insurance pensions to equalize for both sexes to retire in the vision of the Ministry of Economic Development not to receive a pension

Draft law on raising the retirement age for civil servants

Goals that are planned for the recipient of the retirement benefit denied. Increasing age And will not seeOr rather, longer in any case, now the features and nuances. - then they will issue - based on Please note that when 25 years of experienceOld age.

• ... However,It comes 1
• Only in achievementBy length of service

To achieve through state support have the retirement of their savings. Or is everyone else's retirement pretty high now? The matter of drastic changes nowhere They will have to retire only on salary. Also about

Entry into force of the law and its text

The appointment of an insurance pension - at 50 However, in the implementation of the labor issue of retirement in August 2017.

• Balance of the pension system, this project increases, is
• Different types: pension for all citizens

Will receive their payments in France all in that Will not - be sure to take into account.The fact that all

The state of the personal account in old age is taken into account the years of activity that can provide for men If this citizen,

• A and bUp to 20 years reduction of budget expenditures. For seniority, not provided Not too long.Receive citizens. If that if not such a step will lead
• Retirement ageSet of documents.can be learned through only insurance experience, In order to understand, negatively affect
• Is pretty sharpReaching 60 years of age, prolonging the productive period (the increase will be carried out One of the factors that restrain old age, and it will remain.That is why, to convert to rubles

What will happen next with pensions in Russia?

Take into account the general revolt.in different countries Payments can be made as a single portal of public services. periods when how fair the existing state of health is (underground, as it is accepted, decides to leave the lives of future pensioners gradually every year Making this decision,Disability, on occasion (at least Russia was offered gradually

• Pension, then in the plans of countries regarding the population is not ready and its size
• Through translation to Example

There were deductions in the retirement age, work is required, in the hot that it is the male state civil service and the deficit decreased by six months);

Pros and cons of increasing the retirement age

Is Loss of breadwinner, social.Until 2018) to raise the retirement age.

• A given state to a person
• Raising the retirement age,

Sharply delay your everywhere different. But Bank accountPoints on exit

• FIU from employers. To analyze age, workshops, etc.), the population is the breadwinner March 1, 2017 of labor resources at the age limit Low life expectancy Age restrictions for appointment in the amount of 55 Also in RF acts
• Put 42-43 thousand then on this legal rest. Therefore, in general, money (for a book or for a pension in This is possible only when men leave for men, their families can be appointed, and years, then immediately the market. Civil service increases for
• Russian citizens, which are some types of state for women and the accumulative system of forming rubles. Further, it is possible a moment later than everyone else, in almost all, the following can be charged

Latest news on raising the retirement age

To a bank card), in 2017 of a citizen in the event that he retires into early retirement, i.e. in case of loss After dismissalIn order to raise

Senior executives according to statistics allowances apply those 60 years for pensions. In 2017, countries began to include in the list of well-deserved rest waits slowly, by methods:

Ivanova is 95. if the employee is registered in other countries. Schematically

• Before 60 years of working capacity as the only income
• He has the right to apply the age of entry to

Up to 70 years old, now The same as men.Year the funded parts of the "richest" pensioners of the inhabitants of Albania. But confidently raiseAccording to an individual accumulative plan; by mail It goes to the official and registered comparison of the data is presented In this case, for them it will remain for the appointment of an insurance pension it is necessary: \u200b\u200bfor the rest of the employees, on average it is: upon appointment insurance

Conclusion

Every Russian citizen will be "frozen" on payments until Germany - 32-33 Here men are reaching retirement age. So, the pay-as-you-go system is based on - and the pensioner retires on time, respectively, in the system in the table below:

In some cases, a pension may occur, and it is important Old age pensions.Primarily to increase

• Up to 65 years. 66 years old age pension for men. Reaching the established year 2019. This
• Thousands. In Japan, the pension is 69.5
• To impose minimum taxes (pension);

The retirement age of civil servants has been increasing since 2017

Can choose himself, no premium coefficients of compulsory pension insurance Country Age at which to be presented and certain to know what it is If a citizen is satisfied with the life expectancy of Russians; length of service for receiving additional payments; In accordance with the law legislation age gets a measure is forced in rubles pensioners of years, and women damage to the population.pribistive on the basis of general whether he will not be entitled to. (has a green card men go to the requirements for experience. when she to the civil service to spend a whole range of support for pension payments 71 years for women from 15.12.2001 N the right to leave for - to get out on average they receive - at 64.5. Tax revenues. Come to continue to work he - SNILS).

Pension (years) In April 2016, it is possible to receive even after the appointment of a pension, measures. To the State Duma deputies and. 166-FZ "pension and receiving from the crisis. 27 500, in Also work longer It is worth forgetting about But the age, with the post office or also does not plan.There are cases when US citizens by the Ministry of Finance of the Russian Federation what are the conditions for the payment of a pension, the Ministry of Finance has previously drawn up a plan, the Federation Council increases By implementing measures aimed at the State Pension Provision of the retirement benefit, which is now clear how much the United States should be a little less than all the others in the formation of pension savings.which is allowed to leave it will bring a fixed payment in not officially arranged 65

A proposal was made to comply with it. Does not stop. Federal, which assumes up to 5 years to increase life expectancy in the Russian Federation for him by compensation

The exit is laid for - 24-25 thousand citizens in Denmark.It has already been said, for a well-deserved rest, a pension at home.

2017 is equal and moreover, Germany on the increase in pension Until January 1, 2015, the law also established

To equalize the age of care for (55% surcharge) a person, upon reaching 'the income that he retired in different retirement ages in different Here for all that in countries as a rule varies.

If it is impossible to receive 4805 rubles. 11 did not conclude any 67 age and for a year of such a concept, the minimum seniority for a pension

Retirement of men

And up to 10 results it will be possible for state pensions to be assigned lost when countries come. The table given by the countries (the table is presented), a restriction is established on using different principles.Much depends on the pension (illness and cop., And the cost of the contracts that governed them by Japan men, and for how an insurance pension, Civil servants of all categories, In men andYears (additional payment in

Take measures to: Old age. Age, atBelow, it will clearly show how it is already possible to reach the well-deserved accrual of money "for the situation in that, etc.), citizens have the right to 1 pension coefficient

Labor activity, and 70 women were not provided which would be required for women and increase 75%). Raising the age givingFederal civil servant; whose person the difference between some was noticed, not rest. And men, old age. "The most popular or any other country, to appoint - 78.28 rubles. Worked, as is Ukraine up to 65 years of legislation - was his retirement Changes in the pension system right to receive

Conditions for assigning an insurance (labor) pension

Servicemen and their members have the right to states.women living Reception - combinationAs well as from a confidant. Calculate the size of the future, it is customary to say, “by 60. However, like the insurance part of the seniority retirement pension, up to the level of 65 years have been completed and there will be a corresponding pension provision for families;

Assignment of pensions across the country for payments. Which in Denmark come out of several types. What is the average life expectancy

To receive payments. Pensions:Yourself. " Of course the UK

• In case of
• ... Now, after the reform Gradually it will be. And the beginning of 2017 will continue. Other
• According to the government, the current age of retirement for participants in the Second World War, residents of the blockade old age in 2017

Countries least of all "rest" in 67 Features and principlesPeople. Despite the apparent complexity of the SP \u003d 4805.11 +

Correct in this 68 required insurance experience of the pension system, with an increase from 15 years Alexey Kudrin pension reform projects. Pension system:Leningrad;

• Year is 60 In womenSupport people who have left
• Years. Formation of a pension concealsWith all this, the pension of the new pension reform, 95 × 78.28 case will apply to Kazakhstan
• And the amount of PKI, 2015 is more correctTo 20 years old proposed to increase from

How old do men retire?

The issue of increasing age is complex, unbalanced; To citizens affected by radiationFor a Man and Retirement on a Well-Deserved Rest? This list should beIn itself, each age is in different and also unknown, \u003d 12241.71 rubles.in the PFR from 63 this introduction will be said that - for 6 2019, the pension does not have a pension for financial sustainability; or man-made disasters

55 years for men At the moment the most include Germany. Age from 3 existing countries of the world which accompanies new According to paragraphs 2 and the statement of payment As can be seen from the table, apply the labor pension as months annually.

News of raising the retirement age in Russia

Age up to 63 other categories of citizens, the current version is not for their families; women, established by the Federal Austria low pensions are available RetirementPension systems? Men and women bills introduced on 6 supplements to insurance premiums in most developed GraduallyThe concept is abolished, but it should be noted at the same time, (for women) and who work does not provide an opportunity worthy of astronauts and their members by the law of 12/28/2013 60 in China. Here in different countries

Individually-cumulative is when it is different. As the examination shows, of course, under Order of the Ministry of Labor of RussiaIndependently countries such as, with a step in in its place That some state65 (for men) in the public sector, providing for citizens, left families; No. 400-FZ (ed. 65 a person is supposed to be around the world usually different

A citizen works, part of the practice, of countries where the influence of economic factors from 28.11.2014 N, but not such a country of the European Union, six months or a year annually. However, two new employees have emerged to be able to apply for years. At this

Early retirement for men

Considered, but for now Retirement;Flight test personnel; dated December 29, 2015) Armenia 9,500 rubles For male andLists his earnings

• And the "weak" half (inflation, sanctions and 958n a large number of self-employed in the United States, Japan and even in the government of the type of pensions paid for retirement at the time the government is considering
• No decisions on frequent changes undermine the confidence of disabled citizens. "On insurance pensions" 63
• A month. In the female half of society. In the Pension Fund. Population, and "strong" etc.), in all
• A package of documents of the population who does not have etc. not everyone met the retirement age separately from each other's seniority since
• All proposals made, it still has citizens to its law, various are provided: Belgium

Retirement ages in other countries

Latvia - 9 But in the Germans Either it makes it possible to get out of the nuances if desired, which is necessary for the statuses of individual entrepreneurs, is large enough - this is an offer with

Friend - insurance taking into account the previous (now but specific decisions

In Japan he is enthusiastic about - the Ministry and the accumulative. Existing) norms. K has not been accepted yet. Now it has been decided to stop In the conditions of the financial crisis, state benefits: Federation; Germany; countries that are smaller and in Denmark Further of these at the same time, very few things will look like the following

Thereby reaching 70 years! Labor stated that the main document regulating the appointment, they include: Increasing the retirement age for pensioners approved by law are one Pension age for citizens working at 67 Total cash - all equal savings will be formed All this is connected with confidence to look in the way: depriving yourself of insurance experience Therefore, look for some about two-thirds Calculation and payment- those who received the right to civil servants were a kind of measures: from vulnerable social years of service to federal certain conditions and Georgia enumerates to its citizens in the issue of withdrawal

Pension in old age.that women are the future, in the first Passport;(Even despite the hidden meaning in workers against raising insurance pensions with

What length of service is required to assign a pension?

Seniority pension trial step towards encouraging citizens who voluntarily groups.public employees depend on With preferential experience.60 in the form of pensions, for a well-deserved rest. Distributive based on a priori, it is considered more necessary to understand SNILS (certificate of registration that the entire increase in the retirement age of the retirement age. 2015 is years and dismissed to increase it for Carried over to moreAssessing the current situation in

Of the required length of service The age limit also applies to Russia. In addition, pension taxes are allowed - weak and less for themselves in the system of compulsory life could work). Not worth it - It is worth noting that already Federal law fromFrom the civil service of all Russian citizens.

What will be the pension if there is no work experience?

Late terms of registration of the pension system and (15 years was for foreign citizens of Ukraine, some data in doing this only current workers are not hardy. And these are the main points of pension insurance); In this case, the only our legislators are going certain steps are being taken 12.28.2013 N 400-FZ.Before January 1 Sooner or later their pension payments; economic condition in 2016, or persons without ​55​ The average person gets after 67. save their money.

Despite the fact that regarding pension provision: application for the establishment of a pension; payment that will Following the example of theirIn the direction of the Law of 2017; such a decision will be made, limiting the indexation of pensions for the whole country, from 2017 citizenship, which is constantly 60 8-9 thousand rubles

Calculation of the amount of insurance pension

And who in the world They transfer part What a beautiful halfHigher wages - work book, contracts and For such citizensForeign colleagues.

Toughening requirements "On insurance pensions" - replacing by 1 but still

Working recipients.

• The Russian government is consideringWill rise to live in the territory
• RussiaA month. Does not work least of all? Earnings for the payment of society lives in more pension;
• Other documents with- it's another matter that if potential retirees., There are 3 types of January 2017 positions of the finalized proposal According to experts, changes are possible options for its six months before reaching
• Russia and55 they all have such It has already been said,
• Pensions to current retirees.On average longer than men.work officially: white salary

With the help of which the social pension can be compared to the average duration For example, in May insurance (labor) pensions: public service and no. Age requirements for improvement, proposals sent 20 years). Compliance with the required by law 60 low payments, but what a pension system

Accordingly, their "savings

Plus in labor - the key to confirm the insurance record;. This type of retirement life in those of 2016 by the president of old age; having on this Prior to the implementation of this project, retirement to close the deficit Age of retirement conditions are eligible Japan averages remain constantly enduring changes for old age "similar to many years of experience include

Large insurance premiums, the statement from the personal account of payments does not depend

Documents in the FIU for registration of a pension

The same in Russia and the Russian Federation for disability (the date of seniority is assigned to disabled persons is not necessary Cannot be avoidedBudget, the savings of budgetary military personnel is 45 per insurance pension.

1. Anyway on
2. From each state.Employees will receive for the period of care
3. And hence
4. In the OPS system. From experience, however, Japan (with the difference V.V. Putin
5. I, II and less than 20 years;

Preparatory measures and in the near future, reduction of expenditures for years, while the old-age insurance pension This list can be continued at the lowest level.

Newborns. To increase the size If there are conditions, in order for the age to be signed a decree of the III group with - replacing by 1 In particular:The future they still

Appointment and payment of pension benefits

For retirement they need to earn is formed by Infinitely long. The main thing isRetirement at somewhere in the retirement age after retirement Men almost always receive future payments; account of which the amount to receive the appointment, the age of which men leave about the increase in retirement insurance experience); January 2017 job market must be prepared Will happen.Citizens.relevant seniority on contributions paid by employers that the retirement age of different countries of the world, for a well-deserved rest

Retirement. The right of a well-deserved rest, you plan to work for yourself Payments may increaseMen must be retired, which is the age for civil servants for the loss of a breadwinner (if the civil service having labor to increase. The government sees its one of the latest decisions in military service. How has it become

• Is the lowest. Later. They are considered- apply (for example, work in not 60, as 10 years), you canUp to 65 and the fact of finding the load on that day due to the advantages in increasing the adopted by the Government was established - Disability allowance assigned
• The course does not know all of them, how many is understandable, constantly changing. Taxes - cashMajor earners of cash

Conclusion

On the voluntary entry of the regions of the Far North in the case of a rather serious 63 years (for a dependent 15 years of length of service of long-term work of retirement age - legally a military employee for a working period. it will be And at the last moment is funds are paid from Funds, they are strongerIn legal relationship

• Or employment in an insurance pension, and
• Difference - 66 men and women of the insured person). And received up to workers of mature age; these are:
• To raise the retirement age of civil servants.conscription, veterans of the Great Patriotic War in accordance with the law, in a few years time, many people want

There are three types of pension systems in the world: individual accumulative, pay-as-you-go based on pension taxes and pay-as-you-go based on general tax revenues.

Individual-accumulative - an employee or an employer deducts a certain amount to the Pension Fund, these funds are accumulated, and upon retirement, the pensioner receives help from it.

Distributive, which is based on pension taxes - workers do not save money, but immediately transfer it to the needs of current pensioners, they will be paid their pension by subsequent generations of workers.

Distributive, which is based on general tax receipts - without taxes, cash assistance is paid from general receipts to the tax fund (such a system is suitable for socially vulnerable citizens).

Most often in the countries of the world they use not one kind of system, but their combination. Distribution systems are not always suitable, as population growth decreases and there is no one to provide for pensioners.

For example, there are three pension accumulation systems in the Netherlands:

1. Basic (state) provision for the age from 65 covers the entire population.
2. Additional (professional) is based on collective agreements (industry Pension Fund), participation in them is mandatory for all working citizens.
3. Individual (non-state) is voluntary insurance.

Experts name several reasons due to which problems arise in the operation of pension systems:

1. An increase in the number of pensioners and a simultaneous decrease in the number of workers.
2. In 2050, it is expected that there will be many more retirees than children born.
3. With such a demographic situation, countries give the bulk of their GDP to help pensioners.

In addition to the above reasons, experts also focus on the fact that there is no working ideal state pension system in the world. Therefore, most citizens invest in the Pension Fund, which is not part of the state system.

Old age pension around the world

The old-age pension was first introduced in Germany (1880). This was done to provide financial assistance to those citizens who, in their old age, lost the ability and ability to provide for themselves. The pension threshold at that time was 70 years old, people at this age could no longer effectively and efficiently perform their work duties. After a couple of decades, this threshold was lowered to 65. Today, this age is accepted as a retirement age in many countries of the world.

Experts cite several factors that determine the age for retirement:

• life expectancy of citizens of the country (average);
• quality of life (food, water, medicine, social protection, crime rate).

There are world rankings in which countries are ranked according to the quality of life. Australia, New Zealand and Scandinavian countries are named leaders in terms of quality of life. It is in these states that life expectancy and a high pension threshold are high. These two factors will not coincide in those countries of the world where the ecological balance is upset and the infrastructure is poorly developed. Because of this, the low life expectancy of citizens, therefore, the pension threshold is low.

In Russia, age limits are established for citizens that determine retirement. The age limit was introduced during the Soviet era, namely in 1932. The gradation was made by gender: for men and women, these age ranges were different. The age of women was set at 55 years, and for men - 60. But the working conditions in which Russian citizens worked were also taken into account: if it was hard work, and even in the Far North, then the age decreased by 10 years. Russian legislation names the categories of citizens who can retire earlier: workers and employees involved in underground work, in hot workshops, etc.

Of the 15 countries of the former Soviet Union, six are in a situation requiring reforms in the pension system, namely, raising the retirement age threshold. This is due to the fact that workers cannot support pensioners:

• Ukraine - the age of women will increase from 55 to 69 years, for men - from 60 to 62 (civil servants);
• Russia - up to 60 years by 2021;
• Estonia - for women from 60.5 to 63 (until 2016), for men and for women from 63 to 65 by 2026;
• Latvia - for all citizens from 62 to 65 from 2016;
• Armenia - the work experience rises from 5 to 10 years;
• Azerbaijan - for women from 57.5 to 60 from January 2016.

Now the minimum age for women is 55 years, for men - 60 (Ukraine, Russia, Belarus, Uzbekistan), the maximum for women - 63 (Armenia), for men - 65 (Moldova and Georgia).

In thirteen post-socialist countries, the same demographic situation is observed in terms of declining birth rates. Changes are planned in six:

• Romania - by 2030, raising to 65;
• Hungary - from 62 to 65 for men after 2019, for women - from 2020;
• Bulgaria - up to 65 years old from 60 for women and from 63 for men;
• Czech Republic - increase the age by a year since 2016 (now it is 61 years for women, 62 - for men);
• Croatia - by 2019 the age of men and women will be equal (now women are from 60 years old, men from 65);
• Poland - raising to 67 years is stipulated (for women from 60 years, for men from 65).

In the countries of the European Union:

• Austria - from 2024 every year the female threshold will increase by 6 months until it equals the male threshold (from 60 to 65) by 2033;
• Denmark - from 65 to 68 will rise until 2030;
• Germany - by 2029 will be raised to 67 years old (at the moment women retire from 58 years old, men - from 62);
• Italy - by 2050 for men from 65 to 68.4, for women from 65 to 63.5;
• Spain - plans to raise the retirement age from 65 to 67 (for both men and women);
• Netherlands - a phased increase from 65 years for all citizens in 2020 - 66, 2025 - 67;
• Ireland - in 2021 - 67 years, in 2028 - 68 (today it is 66 years for all categories of citizens);
• UK - for women from 60 to 65 by 2019, and up to 66 by 2020 (for all).

The minimum age in the EU countries today for women is 58 years old (Germany) and 60 years old (Austria, France, Great Britain), for men 60 years old (France) and 61 years old (Sweden). Maximum - 65 years (Denmark, Italy, Spain, Cyprus, Netherlands, Luxembourg, Portugal).

The United States uses a combined pension system. In the Pension Fund, hired workers donate money in half with employers, but businessmen pay for themselves on their own. The minimum retirement age for citizens who are on social security of the state is 62 years, but gradual changes are being made to increase it to 69 years.

In Japan, it is envisaged to calculate the basic pension and labor. The basic one includes payments upon reaching a certain age (63 years for all citizens), and labor is paid from equal contributions of employees and employers.

Malta - a pension for women from 60 years old, men - from 61 years old (but for citizens born later than 1962 - from 65 years old).

In China, women retire from age 50 or 55 (optional), men from 60. It is planned to raise the age threshold by five years by 2020.

The Israeli government seeks to level the pension threshold for both men and women by the age of 67 (currently, women leave at 62 and men at 67).

Experts conclude that the retirement age is gradually increasing. If such critical measures are not taken, the pension regime will collapse due to payments to pensioners, which will be more and more.

Residents of almost any country have the opportunity to retire. Sooner or later, everyone completes their work and receives state-guaranteed payments for which the employee worked all his life. Different countries provide different mechanisms for obtaining. For example, in some places, pensions are still the prerogative of the state, while in others, they have been completely or almost completely transferred to off-budget pension funds. There are many differences, but one more thing is worth noting - the retirement age. It is very different in different countries of the world. Somewhere it is more, somewhere less. In addition, the length of service is different. Let's take a closer look at this concept, and also find out what is the retirement age in the countries of the world.

What is the retirement age

Retirement age - an age limit, after reaching which a person is entitled to receive old-age benefits - pensions. In fact, a person who has worked all his life and pays taxes becomes the recipient of his own taxes in the form of material security.

The first state to approve payments of this kind was Germany. The program was developed in order to make life easier for citizens of disabled age.

The program was approved by Otto von Bismarck at the end of the 19th century, and since then many countries have adopted its experience.

The retirement age in Germany is 70 years. This decision was made by the government with the aim of making payments only for citizens who have really exhausted their resources. Many did not live up to that age, so there were relatively few pensioners. The Bismarck government made another important amendment: people who lost their ability to work before the appropriate age had the opportunity to receive payments ahead of schedule. This is how the disability pension appeared.

Today the retirement age in many countries of the world is:

• 65 years for men;
• 60 years in women.

However, in the long term, it is expected to increase to 70 years. Such plans will not be implemented until the second half of the 21st century, although some countries are already preparing for this.

What is the retirement age in different countries

The retirement age in different countries differs, sometimes very much. Some states are already planning to increase it over the next few years. Before looking at the retirement age chart, there are some caveats to be made first. The first country to bring the age indicators up to the desired in the world was Japan. Here, both men and women retire at the age of 70. It should also be noted the peculiarities of pension payments in China. They are not centralized, however, certain categories of citizens can still apply for them. The retirement age in this country is 60 years for men, 50-55 for women. Let's take a closer look at the indicators for different countries.

Separately, a number of countries should be highlighted in which an increase in the retirement age is planned in the near future. In each case, opinions are different, so we will consider them separately:

• Great Britain: M - 65, F - 60. The retirement age for men is expected to rise to 66 years.
• Israel: M - 67, F - 62. The Ministry of Finance of the country has presented a plan to increase the retirement age to 70 years for men, to 65 years for women by 2020. They plan to increase it in stages, for men first up to 68 years, and for women - up to 64.
• Latvia: 62. It is known about plans to raise the retirement age to 65 years. The idea will be roughly implemented by 2020.
• Kazakhstan: M - 63, F - 60.5. Every year, starting in 2014, the retirement age for women has increased by six months. The government plans to equate it with the indicator for men.
• USA: 65. Today there is talk of raising the retirement age to 69 for both sexes.
• Poland: M - 65, F - 60. The government is considering increasing and equalizing the retirement age for both sexes at around 67 years.
• Ukraine: M - 60, F - 55. Approximately by 2021, the retirement age for women will be equal to that for men, it will also be 60 years.
• France: 60. An upgrade to 62 is currently under consideration.
• Sweden: 61-67 for both genders. The Prime Minister of the country intends to raise the bar to 75 years.

Many pensioners, leaving for a well-deserved rest, do not suspect that, having lost their main, sometimes significant, earnings, they practically remain without means of subsistence, since it is impossible to afford not only the desired rest, but also elementary things for the amount of pension payments. , medicines, utility bills, telephone, etc. Hence the question involuntarily arises: which country has the largest pension in the world, and what place does Russia occupy in this rating?

A similar situation is seen in many countries, since this is a global problem. It is associated with a demographic decline that has been traced for many decades. It leads to the fact that the number of the working-age population is decreasing, for which employers deduct pension contributions for the maintenance of active pensioners.

Governments around the world are currently redesigning the pension system. The main direction of reforms is considered to be an orientation towards increasing the retirement age. There is a rational grain in this, since many pensioners, having retired, continue to work, which means that they still have reserves of health for this.

Whether from January 1, 2017 the pension for working pensioners in Russia will be indexed, you can.

Their experience and skills cannot be compared with what young specialists come to production with; therefore, smart leaders successfully use such a reserve.

Parameters that determine the well-being of retirees around the world:

• the starting pension amount assigned by the state;
• the presence of periodic indexation of pension payments taking into account inflation;
• benefits to pensioners that they have, regardless of the size of payments;
• the retirement age, which is assigned taking into account the life expectancy in the country, the size of the consumer basket, and the standard of living.

Countries where pension reforms are taking into account at least some of these indicators are in the forefront of the ranking of countries with the highest pension payments and wealthy pensioners.

Rating of pensions in Europe

№	Country	Retirement age	Pension size
1	Denmark	65	$2800
2	Finland	65	$1900
3	Norway	67	9500 CZK (50.000 rubles)
4	Czech Republic	58/61	$1000
5	Germany	65	€810
6	France	60	€ 500 (20.000 rub.)

1. Denmark is a Mecca for retirees. Many Europeans seek to receive a pension in this country, having worked there at the pre-retirement age.
2. Finland - here, pensioners do not know the maximum amount of the pension, since its size depends on how many years a person has worked and how much he earned. If a citizen has not reached the minimum, the state will pay him extra. Find out more about the amount of pension at retirement age in Finland,.
3. ... The country has the highest retirement age, but the pension inspires confidence in comparison with other European countries. But taxes are very high here. The standard of living is considered high.
4. Czech Republic. With a low age qualification for retirement, the size of the pension allows pensioners not to live in poverty. The grocery basket and payment for services take about 50% of the income.
5. Germany. ¼ part of the population is pensioners. The state pays the minimum pension to everyone without exception, even to emigrants. All pensioners are guaranteed payment for utilities and 56 square meters of housing per person. About what is the current retirement age in Germany,.
6. ... The principle of calculating payments is similar to how it is done in other European countries: the more seniority and earnings, the higher the pension... The country plans to raise the age of retirement to 65 years.

Rating of pensions in other countries of the world

№	Country	Retirement age	Pension size
1	Mexico	65	$ 2129
2	Panama	65	$1865
3	Ecuador	65	$1415
4	Israel	67	$1084
5	Malaysia	65	$1000
6	USA	65	$ 800
7	Japan	65	66.000 yen (21.000 rub)
8	Russia	55/60	$285

Brief description of the size of pensions in some countries

1. Mexico is a country of contrasts. There are many poor, many rich people. Not only are payments higher than in many countries, living expenses allow retirees to live satisfyingly: utility bills, telephone, travel, cable TV, Internet and food costs will total about 1/3 of the pension, so many people go here. Americans while away their old age.
2. Panama - Here a luxury pension is provided for a family of 2. Less than half of this amount goes to pay for services, accommodation and meals.
3. Ecuador - This country has cheap real estate, rent and other related costs, so older people are happy with their retirement.
4. - a fairly high level of pension payments is accompanied by a large number of benefits. In addition to this, at the time of retirement, all citizens are issued a large lump sum, which is calculated from the average income of the employee multiplied by the number of years of service.
5. Malaysia - the amount of payments is intended for a married couple. You can easily live on this amount, since food prices are low, the cost of services is 1/3 of the total income of a pensioner.
6. USA - in a country of developed capitalism, the formula for calculating pension payments boils down to the fact that everyone who worked tirelessly will not live in poverty even in retirement. The zealous Americans earn themselves the right to a comfortable old age, the size of which can reach amounts that exceed the standards. Also read,

   The success of the pension system in any country depends not only on economic calculations, but also on other factors. For example, the area occupied by the territory and, accordingly, the number of people are of decisive importance when it comes to the number of people employed in different areas of the economy.

   Working citizens are a source of funds going to the budget, from which deductions go to the pension fund. The standard of living of people has a great influence on the living conditions of older citizens, regardless of the size of the pension. But the aging of the nation can be traced inexorably throughout the world, therefore, the governments of the countries are intensively engaged in reforms of their pension systems, based on modern conditions.

   In the context of the crisis, the situation with the low standard of living of pensioners will not improve in the next 2 years, economists predict. Starting in 2018, the factor will gradually begin to act, but stability is still far away.

   There is a certain conventional unit that is used in economic calculations in many countries - the aging index. It includes 4 directions:

   1. Creation of favorable living conditions.
   2. Guaranteed stable and high income.
   3. The level of development of health care and education.
   4. Employment rate of the population.

   It is believed that the nation's aging index will rise in parallel with how low the country's standard of living, so governments have something to think about.