Municipalities in our country still have rules for establishing minimum pension amounts. Information that the next pension reform will primarily address this issue has repeatedly appeared in the media, but today both the Ministry of Economic Development and the Ministry of Labor are more occupied with the issue, and complex manipulations with the federal law "On Pensions" will most likely be transferred to a time in which strong fluctuations in the national currency rate will be, if not excluded, then at least smoothed out, and the gold and foreign exchange reserves and the stabilization fund - steadily growing.
What is the minimum old-age pension in Russia today?
A citizen of the Russian Federation who has general experience of at least 5 years and the age set by the rules for old-age retirement. For women today it is 55 years, for men - 60 years... If the seniority of a pensioner is less than 5 years, he will be assigned a social pension. Its average size in 2016 is 8,290 rubles. Taking into account the last reindexing (there was no increase after September 2015), it increased by about 790 rubles. The next increase in the size of the social pension in Russia in 2016 will take place in 2 stages - approximately on February 15 and during September (according to Olga Golodets, the departments have not yet decided on the final dates).The minimum assigned old-age pension in Russia, in this case, as already mentioned, in the regions is set taking into account many indicators and their own formulas. However, its size should not be less than the subsistence level established in the region of residence of the pensioner. For comparison, in Russia as a whole, the value of the subsistence minimum for pensioners is set at 7 951 rub... (Q3 2015 - Q1 2016), that is, on average, pensioners should receive at least this minimum. At the same time, the minimum old-age pension is 10 040 rubles, social pension - 8 400 rubles.
How to calculate the minimum old-age pension in Russia in 2016
The old-age pension today is calculated as labor or social (we wrote above about the case in which the social pension is assigned instead of the labor one). Labor pension, in turn, consists of insurance and funded parts, that is, it depends on the age of the pensioner and on the size of his salary, which he received during the period of labor activity. Knowing these values, you can calculate the size of your pension. In different regions of Russia, the subsistence minimum has its own values \u200b\u200band it is to it that the size of the minimum pension payments is tied.According to the statements of the senior officials of the Ministry of Labor and the Ministry of Finance, in Russia there will be an old-age pension in 2016, in total the increase should compensate for the inflation registered at the end of 2015.
What is the smallest pension in Russia? This question is relevant for many citizens. To find out about the minimum amount of accrual that a pensioner can receive in 2016, the conditions necessary for receiving a pension, you need to read this article.
The amount of the minimum pension: concept
The main normative document governing pension relations is the law “On Pension Provision”.
However, in addition to it, there are other legal acts that establish the procedure and conditions for citizens. Together, these documents form Russia.
Before proceeding to consider the question of what is the minimum pension in Russia, it should be said that the current pension legislation does not establish such a concept. At the same time, the state guarantees that citizens will receive a pension not less than the subsistence level. If a person's pension is less than the specified minimum, then such a pensioner will be paid social supplements.
Thus, the value of the smallest pension in Russia will always be equal to the value of the subsistence minimum.
Minimum pension in Russia this year (by region)
The size in each subject of the Russian Federation is different. Therefore, the lower pension limit will also be different.
Pensioners who do not work receive a pension with all other social benefits less than the subsistence minimum established in the constituent entity of the Russian Federation, and have the right to receive a social supplement. This surcharge can be made from both the federal and regional budgets.
Types of additional payments: how much the minimum pension by region will be with them together
There are 2 types of pension supplements:
- A federal surcharge is made if the amount of the citizen's pension and other payments is less than the regional subsistence level. Additional payments are made by the branches of the Pension Fund.
- A regional supplement is carried out if the pension and other payments of the pensioner are in the amount less than the regional subsistence minimum, but more than the same indicator for the country as a whole.
The living wage in 2016, in accordance with paragraph 6 of Art. 8 of the law "On the state budget for 2016", as a whole in Russia is 8803 rubles.
For example, this year the minimum was set in the Kursk region, and the highest - in the Chukotka Autonomous Okrug (6391 and 19,000 rubles, respectively).
To receive a regional supplement, a pensioner must be unemployed, otherwise the supplement will not be made.
How to calculate your pension
Naturally, pensions in Russia increase over the years. For example, the change in the size of this payment since 2010 took place in the following order:
- 2010 - 7476 rubles.
- 2011 - 8202 rubles.
- 2012 - 9040 rubles.
- 2013 - 10 400 rubles.
- 2014 - 10,990 rubles.
- 2015 - 12 400 rubles.
- 2016 - 13 100 rubles.
This lists the average pensions in Russia by year. The minimum pensions have changed in accordance with the change in the subsistence minimum.
To understand whether a pensioner is a person who is entitled to additional payments to a pension, it is necessary to calculate the amount of all payments transferred to him. The law determines that for such a calculation it is necessary to add up all cash payments, namely:
- pension, which includes funded, insurance, old-age pension, plus fixed payments;
- payments in money provided to a citizen every month, including a set of public services;
- additional social security amounts;
- other payments made by regional authorities for the purpose of social assistance to citizens.
Having added up these payments and having received an amount of less than 8803 rubles, a pensioner can confidently count on a federal surcharge. If the authorities of the region of residence have determined a living wage greater than this amount, then you can apply for a regional supplement.
Thus, the smallest pension in Russia is 8803 rubles, but in some regions of the country it may be higher. These mainly include. It must be remembered that the increase in pensions in Russia occurs periodically, the state does not leave disabled elderly people alone.
Old age pension
One of the types of pension that disabled citizens can count on, in accordance with Law No. 166-FZ, is an old-age pension. It is assigned when a person reaches a certain age: men - 60 years old, and women - 55 years old. Previously, this type of security was called old-age retirement pension. However, with the introduction of amendments to the legislation, it is now called the old-age insurance pension.
Old age pension calculation
The maximum low old-age pension in Russia is also not defined by legislation. is made if the following conditions are met:
- work experience must be at least 7 years in the current year (in the future, until 2024, the required length of service increases annually by a year);
- reaching the established years (60 and 55 years);
- accumulation of the required pension points (these points are accrued for each year of work).
It is calculated by multiplying the awarded points by their value. A fixed payment guaranteed by the state is added to the amount calculated in this way. How much will be the lower limit of the pension, the formula for calculating it, as well as the amount of fixed payments are established in the law of the Russian Federation "On Insurance Pensions". By contacting the territorial division of the FIU, you can consult on any issue.
Summarizing the above, we can say that pension in Russia is a very volatile indicator. It changes every year, or even several times a year. At the same time, a very important factor is in Russia, depending on the economic and social conditions in the country.
The older a person is, the more often he begins to think about the amount of his state allowance due to him upon reaching a certain age. Although, taking into account the innovations by the officials of the Duma in the section of the legislation regulating the pension system, younger people began to turn to this issue as well. For many senior citizens, this type of social support is the only financial income they need to live.
What affects the size of the pension?
The main circumstances affecting the amount of pension benefits:
- official wages;
- having a disability group;
- the number of family members who are dependent on a pensioner who are disabled due to age or health;
- retirement at a certain age or later;
- the presence of the first disability group or its change;
- The Far North and the same equivalent regions, where the citizen has worked the necessary length of service and also lived there;
- whether pension savings are formed.
This year, for citizens permanently residing in the territory of the Russian Federation and receiving a state pension at the end of 2016, a one-time cash allowance in the amount of five thousand rubles was paid, without the need for an application. According to Articles 217 of the Tax Code of the Russian Federation and N 385-FZ, this payment is not subject to taxation.
Maximum number of retirement points
The size of the "white" salary before income tax, which is used to calculate and pay mandatory insurance contributions to the Pension Fund of the Russian Federation, as well as seniority are the main factors for the formation of the number of pension points.
This year the maximum number of points is 8.26. From 2021, they are expected to increase to 10. This coefficient is determined for those citizens who send their insurance contributions to the formation of only an insurance pension. If it is formed simultaneously with the cumulative one, the maximum number of points per year will be 6.25.
For people born in 1966 and older, only insurance type of pension formation is available. For citizens younger than the specified year, it is possible to choose the method of calculating state benefits themselves - accumulative and insurance or only insurance. However, people who made a choice before 12/31/15. at the same time of two methods of pension formation, have the right at any time to refuse the funded part in favor of the insurance one. Thus, six percent of contributions are directed only to the accrual of the selected accumulation system.
Dependence of the amount of pension on the region of residence
The minimum pension payment is determined depending on the established subsistence minimum. Since the size of the consumer basket is different for each city, the state allowance will be different accordingly. Average minimum pension in Russia for 2017 amounted to 8,504 rubles.
Average value of the minimum benefit for pensioners for 2015-2017 depending on the county of residence.
Thus, the largest amount of pension payments falls on the Far Eastern Federal District, and the elderly people in Moscow receive old-age benefits significantly higher than the average minimum value throughout Russia as a whole - 11,561 rubles.
In which regions is the largest pension?
As of 2017, residents of the Chukotka Autonomous Okrug receive the largest retirement benefit - 19,000 rubles. Also, if a citizen has some kind of social benefits for disability or in the event of the death of a breadwinner, then the amount of the pension will be increased. Further, in descending order, there are the following subjects of the Russian Federation (in rubles):
- Nenets Autonomous District - 17095;
- Kamchatka Territory - 16400;
- Magadan region - 15460;
- Sakhalin Region - 12151;
- Murmansk region - 12090;
- Moscow - 11561.
Maximum pension in Moscow
Elderly residents of the capital, who are retired, receive relatively large state old-age benefits than throughout Russia as a whole. It depends on the fact that the standard of living in Moscow is significantly high. In order for a pensioner to have enough money for subsistence and not to feel disadvantaged, a minimum amount of old-age monetary benefits was established by a presidential decree. In 2017, it amounted to almost 15 thousand rubles.
The maximum pension in Moscow, theoretical, should be at D.A. Medvedev. According to a 2001 law, the former head of state is entitled to a cash security corresponding to ¾ of what the current president receives.
For ordinary ordinary residents of Moscow, the accrual of state payments to retirement is at the same level as throughout Russia:
- the size of the "white" salary;
- retirement age;
- general work experience;
- the amount of deductions in the PNR.
For indigenous citizens who have been registered in the capital for more than ten years, additional payments are provided to social services. standard. Today it is equal to fourteen and a half thousand rubles, which is significantly higher than the cost of living.
Which categories of workers can boast the largest pension?
For most municipal employees in the highest government positions, increased pensions are provided. Therefore, the deputies are assigned state support focused on the incomes of current officials - 55-75% of the assigned amount. For the calculation of pension allowances, it is not the salary that is taken, but the average earnings together with bonuses, material assistance and everything else. The length of service of a municipal employee is also taken into account.
In addition, privileges are provided for senior officials:
- free operation of any type of transport, including public transport, except for taxis;
- purchase of tickets for any type of vehicle out of turn;
- the right to improve living conditions in apartments in Moscow allocated as service apartments;
- sanatorium treatment and rest in special institutions;
- monthly salary increase equal to 5 minimum wages is paid.
The size of the pension allowance for a retired official is significantly different from that of ordinary citizens. The legislation establishes a certain percentage of what employees in power receive at the present time, who, in turn, constantly increase pensions at the expense of any allowances in order to ensure a decent old age in the future.
An example of the size of the maximum old-age pension in Russia in 2017
The main criteria for receiving old age pension benefits are:
- official work experience of at least eight years, during which insurance contributions were paid to the PFR (this criterion will increase by one year every year until 2024);
- the presence of a minimum number of pension points of 11 (will increase annually, by 2024 at least 30 points will be required);
- reaching the prescribed age for retirement - 60 years (men) and 55 years (women).
A citizen has the right to choose which type of formation of pension allowance will be more convenient for him. It should be noted that when choosing an insurance pension, contributions to the Pension Fund will be 16%, and funded - 10%.
On the illustrative case of citizen Petrov, you can calculate what kind of insurance pension he will be entitled to upon retirement. For this we use the formula:
SP \u003d SV / MV x 10 x SIPK x K + FV x Kwhere:
- SP - insurance pension;
- SV - the amount of contributions (with insurance 16%);
- MV - maximum contributions from salaries (in 2017 - 876,000 rubles);
- SIPK - the cost of the retirement point;
- TO - premium coefficient;
- PV - fixed payment.
Citizen Petrov, having graduated from a higher educational institution in 2016, took up an official position in October 2016. He is twenty three years old. "White" salary before taxes will be on average 60 thousand rubles. He plans to work in this position until the age of sixty. He refused the funded system of formation, therefore we will calculate only the insurance pension upon reaching sixty years:
- Work experience: 60 - 23 \u003d 37 years;
- Pension coefficient (points) accrued for one year: (60,000 x 12 x 0.16) / (876,000 x 0.16) x 10 \u003d 8.219 points;
- Number of points for seniority: 8.219 x 37 \u003d 304.103;
- The value of the retirement point, as of 01.04.2017: 304.103 x 78.58 \u003d 23896 rubles;
- To determine the final insurance pension, it is necessary to add a fixed payment: 23896 + 4805.11 \u003d 28701.11 rubles.
The amount of the additional payment that poor citizens receive depends on the subsistence minimum. In 2017, the minimum income of a pensioner is 8540 rubles. Regional authorities independently determine the amount of financial support for the elderly. Many people are interested in the question of what will happen in January 2019?
There are no pensioners in Russia whose monthly income is below the subsistence level of a pensioner in the region of residence. All non-working pensioners are paid a social supplement to their pension up to the level of the pensioner's subsistence minimum in the region of residence.
According to the latest changes, the minimum pension in Russia in 2019 will increase by about 163 rubles to 8,703 rubles.
What is the old-age pension: types of pensions
Payments existing in Russia can be divided into 3 types:
- Most older people are eligible for insurance pensions. To do this, you must score at least 11.4 points. The minimum work experience in 2017 is 8 years. In the future, the requirements for applicants will be tightened. In order to receive an insurance pension next year, you must have worked for at least 9 years.
- The state assigns a social pension to disabled people and orphans.
- Citizens who have become victims of man-made disasters can count on state payments from the budget. The funds are paid to people who took part in the liquidation of the consequences of the Chernobyl accident.
How many points do you need to receive a pension in 2019. Minimum seniority and retirement age in 2019
The retirement age in Russia remains at the same level. But every year the requirements for minimum scores and minimum seniority are increasing. So, in 2017, in order to receive the minimum pension, you had to score at least 11.4 points. And the total length of service had to be at least 8 years.
Women for retirement in 2019 :
- You need to have a minimum work experience of 9 years;
- Be at least 55 years old;
Menfor retirement in 2019 :
- You must have a minimum work experience of 9 years;
- Be at least 60 years of age;
- Have a minimum IPC score (individual pension coefficient) of 13.8. You can calculate the PKI score on our official FIU.
Minimum pension in Russia in 2019 from January 1 by region table
In 2019, there will be a planned indexation of pensions by 3.7%. Below you will find a table with all regions of Russia and you can find out what the minimum pension in 2019 will be in your region.
Attention! Our website contains the most accurate information on pensions in 2019, but some inaccuracies in the numbers are possible. They concern non-working pensioners. For the latest information on the size of the pension in your region, check with the PFR branch.
| No. pp | Region | Oct 2018 |
|---|---|---|
| Central Federal District | ||
| 1 | Belgorod region | 8 836 |
| 2 | Bryansk region | 7 327 |
| 3 | Vladimir region | 9 233 |
| 4 | Voronezh region | 9 567 |
| 5 | Ivanovo region | 8 194 |
| 6 | Kaluga region | 9 338 |
| 7 | Kostroma region | 9 629 |
| 8 | Kursk region | 7 044 |
| 9 | Lipetsk region | 9 479 |
| 10 | Moscow region | 9 864 |
| 11 | Oryol Region | 8 597 |
| 12 | Ryazan Oblast | 7 998 |
| 13 | Smolensk region | 9 516 |
| 14 | Tambov Region | 8 231 |
| 15 | Tver region | 8 726 |
| 16 | Tula region | 9 354 |
| 17 | Yaroslavl region | 8 930 |
| 18 | 17 500 | |
| Northwestern Federal District | ||
| 19 | Republic of Karelia | 9 703 |
| 20 | Komi Republic | 10 556 |
| 21 | Arhangelsk region | 12 315 |
| 22 | Nenets Auth. district | 18 199 |
| 23 | Vologodskaya Oblast | 9 701 |
| 24 | Kaliningrad region | 9 703 |
| 25 | Leningrad region | 8 672 |
| 26 | Murmansk region | 12 497 |
| 27 | Novgorod region | 9 299 |
| 28 | Pskov region | 9 606 |
| 29 | St. Petersburg | 8 817 |
| Southern Federal District | ||
| 30 | Republic of Adygea | 8 970 |
| 31 | Republic of Kalmykia | 8 296 |
| 32 | Krasnodar region | 9 279 |
| 33 | Astrakhan region | 8 759 |
| 34 | Volgograd region | 9 380 |
| 35 | Rostov region | 9 355 |
| Volga Federal District | ||
| 36 | Republic of Bashkortostan | 8 644 |
| 37 | Mari El Republic | 8 781 |
| 38 | The Republic of Mordovia | 8 231 |
| 39 | Republic of Tatarstan | 9 175 |
| 40 | Republic of Udmurtia | 9 371 |
| 41 | Chuvash Republic | 8 146 |
| 42 | Kirov region | 9 077 |
| 43 | Nizhny Novgorod Region | 8 809 |
| 44 | Orenburg region | 7 761 |
| 45 | Penza region | 8 401 |
| 46 | Samara Region | 8 326 |
| 47 | Saratov region | 7 971 |
| 48 | Ulyanovsk region | 8 707 |
| 49 | Perm region | 9 011 |
| Ural federal district | ||
| 50 | Kurgan region | 9 226 |
| 51 | Sverdlovsk region | 9 703 |
| 52 | Tyumen region | 9 402 |
| 53 | Chelyabinsk region | 9 368 |
| 54 | Khanty-Mansi Autonomous Okrug | 11 830 |
| 55 | Yamalo-Nenets Autonomous District | 14 797 |
| Siberian Federal District | ||
| 56 | Altai Republic | 9 499 |
| 57 | The Republic of Buryatia | 9 703 |
| 58 | Tyva Republic | 9 245 |
| 59 | The Republic of Khakassia | 9 349 |
| 60 | Altai region | 9 217 |
| 61 | Zabaykalsky Krai | 9 703 |
| 62 | Krasnoyarsk region | 9 270 |
| 63 | Irkutsk region | 9 701 |
| 64 | Kemerovo region | 8 882 |
| 65 | Novosibirsk region | 9 703 |
| 66 | Omsk region | 9 057 |
| 67 | Tomsk region | 9 275 |
| Far Eastern Federal District | ||
|---|---|---|
| 68 | The Republic of Sakha (Yakutia) | Zone 1: |
| 17 435 | ||
| Zone 2: | ||
| 14 763 | ||
| 69 | Kamchatka Krai | 17 151 |
| 70 | Primorsky Krai | 9 637 |
| 71 | Khabarovsk region | 12 009 |
| 72 | Amurskaya Oblast | 9 695 |
| 73 | Magadan Region | 16 280 |
| 74 | Sakhalin Region | 13 225 |
| 75 | Jewish Autonomous Region | 9 700 |
| 76 | Chukotka Autonomous District | 20 944 |
| North Caucasian Federal District | ||
|---|---|---|
| 77 | The Republic of Dagestan | 8 707 |
| 78 | The Republic of Ingushetia | 8 104 |
| 79 | Kabardino-Balkaria | 8 922 |
| 80 | Karachay-Cherkessia | 7 491 |
| 81 | North Ossetia | 7 606 |
| 82 | Chechen Republic | 8 989 |
| 83 | Stavropol region | 8 293 |
The financial well-being of an older person depends on where they live. When calculating pensions, employees of the Pension Fund use Rosstat information on the cost of the consumer basket. The state pays an unemployed citizen a monthly fixed amount of 4,959 rubles. An elderly person who has not received the required number of points will be able to claim payments 5 years later than the usual period.
Features of calculating an insurance pension
What is the current minimum old-age pension for older people? In 2017, the subsistence minimum is 8187 rubles.
Old-age labor pension is paid to men aged 60 years. Women have the right to draw up documents for receiving payments 5 years earlier. Requirements for an applicant can be reduced if a person has worked for a certain time in hazardous production.
The amount of insurance benefits for old age depends on the specific case. When calculating benefits, employees of the Pension Fund take into account not only the length of service. The amount of points earned affects the amount of the insurance pension. Elderly people in 2017 receive an average of 13,620 rubles. You can use a calculator to find out the exact amount of pension.
Conditions for receiving a social pension
What is the old-age pension paid to disabled people? In Russia, the fixed part of social benefits in 2017 is RUB 4,959. The state provides financial support to low-income citizens. Not all people can qualify for an insurance pension. The reason for the refusal may be the lack of work experience. In this case, the state pays a social pension. The funds are received by people who have no other sources of income.
Pensioners who receive a small pension are entitled to a social supplement. The amount of the federal supplement depends on the subsistence level in the region. When calculating the social pension for residents of the Far North, the corresponding coefficient is taken into account.
State pension
There are several categories of citizens eligible for government payments:
- People who have become disabled due to radiation exposure.
- Local residents who were at the time of the accident in the contaminated area.
- Citizens who were taken out of the exclusion areas.
What is the old-age pension in Russia paid to victims of man-made disasters? Participants in the liquidation of the accident at the Chernobyl nuclear power plant have the right to early retirement. The amount of payments in 2017 is 12 399.62 rubles. To receive government payments, you must have worked for at least 5 years. Liquidators retire 5-10 years earlier than the deadline for ordinary citizens. People living in the contaminated area are paid 9,919 rubles a month.
Is it possible to count on financial assistance from the state in the absence of work experience?
What is the minimum old-age pension Is it for people who received their salaries in "envelopes"? The Pension Fund has begun to gradually tighten the requirements for candidates applying for insurance payments. However, some people could not earn 11.4 points in their entire life. They cannot receive an insurance pension due to the lack of the required work experience. This may be due to the fact that the person did not work officially.
The state does not leave such people without a source of income. Old people are paid a social pension. Benefits are due to people who have lost their breadwinner. Social pension is paid to disabled citizens (clause 6 of article 5 of Law No. 166-FZ).
The following factors influence the amount of benefits:
- the presence of dependents;
- reaching the age of 80;
- accommodation in the regions of the Far North.
Minimum pension in Moscow in 2019
The minimum pension in the Moscow region in 2019 latest news. In Moscow, the pension will be indexed in a different way. Read more in.
The government decided to increase the list of people who are eligible for social pension. Now state support will be 9159 rubles. 7%. more than last year. What is the old-age pensionoperates in different regions? To do this, it is enough to study the information indicated in the table.
What is the minimum old-age pension will be in 2019
The Ministry of Finance plans to establish a living wage of 9,364 rubles (Federal Law No. 134). The state raises the minimum level of pension provision by 163 rubles. In the regions, there are regulations that establish allowances and benefits.
In the process of budget planning, experts assumed that the price increase would be 4%. The increase in pensions in 2019 will be 3.7%. However, the current inflation rate has not reached the forecast value.
The minimum social pension is 9 159 rubles... Moreover, the income of the elderly is increasing not only due to the increase in federal payments. The regions pay additional allowances to low-income citizens on a monthly basis. When calculating pensions, specialists will use the adjusted IPC value. The cost of a point next year will be 81.49 rubles. The social pension will increase immediately by 4.1%.
Will it be in 2019? The Ministry of Finance approved the cost of living at 8703 rubles. Already in January, older people will be able to receive an increased pension. For residents of Moscow, the amount of minimum payments is planned to be set at 17,500 rubles.
The increase in the amount of the pension will affect disabled citizens. The government decided to postpone the indexation of benefits for active people who continue to work. can be directly on our website.
To get an approximate amount of payments, you must enter in the form the length of service, the number of children, the size of the official salary. Thanks to the calculator, you can simplify the process of calculating your pension. The living wage in the Moscow region in 2019 will be roughly around 13,000 rubles.
What if the pension is less than the subsistence level?
The income of some older people falls short of the subsistence level. Moreover, the price level differs greatly depending on the region of residence. Pensioners who have no other sources of income can apply for additional payments. The payment of allowances is terminated when low-income citizens are employed. When considering applications from pensioners with low incomes, the regional administrations assess their financial support.
Social security authorities take into account the following types of income:
- various benefits that an elderly person receives;
- availability of benefits for utilities and transport services;
- the size of the pension that a poor citizen receives every month.
In the case of employment, the elderly person must inform the staff of the Pension Fund. Social security authorities have the right to go to court if the pensioner tries to hide the fact of receiving other income. Moreover, this procedure is valid for any salary. For additional payments, you need to contact your local Pension Fund office.
An elderly person must provide the following documents:
- passport;
- pensioner's ID;
- documents indicating the amount of additional payments.
The application must be filled in in accordance with the sample indicated on the institution's website. The issue of payment of the pension supplement is in the competence of regional authorities. Seniors may need legal support to obtain additional funds. In disputable situations, the right to receive payments has to be proven in court.
What is Pension Insurance?
Pension insurance can be divided into:
- mandatory, which is drawn up upon reaching the appropriate age;
- payments for the loss of a breadwinner;
- benefits for the disabled;
- voluntary insurance, which is formed at the expense of people's independent contributions.
In 2019, the conditions for the payment of an insurance pension will change. An elderly person will have to score at least 13.8 points. The insured person will be able to count on a pension only if he has worked for at least 9 years. To finance the insurance part of payments, employers spend 22% of the employee's salary.
Conclusion
An elderly person's pension cannot be less than the subsistence minimum. The state guarantees financial support to low-income citizens. In 2019, the amount of the minimum pension will reach 8,703 rubles.
Didn't find the answer to your question? Ask a lawyer
The legislation of the Russian Federation has long provided for many state guarantees. Among them, it is worth highlighting the provision of the elderly population with pension benefits. At the same time, the amount of future payments directly depends on the amount of wages received during the working age, as well as on how much work experience is. What if the person did not officially work? Is there an old-age pension without seniority?
Main types of pension
To answer the question of which old-age pension without seniority is charged, it is necessary to consider the main types of such payments. At the moment there are two types:
- insurance;
- social.
In the latter case, citizens are charged an old-age pension without seniority. A pensioner can only apply for social benefits. At the same time, the amount of the pension is minimal. If a citizen of the country was officially employed, then he is charged an insurance pension. Its size depends on the length of service. To receive this type of pension in the Russian Federation, you must have worked for at least 7 years. 
What is included in the experience
To figure out what kind of old-age pension will be paid without seniority or insurance, it is worth clarifying what exactly is included in the seniority. It includes:
- the period of searching for a job, provided that the citizen was registered with an institution such as the Employment Service;
- for women, the period of motherhood, which is 1.5 years for each child, but does not exceed 6 years;
- military conscript service for men;
- caring for elderly or disabled relatives, whose age is at least 80 years;
- for rehabilitated persons the time of imprisonment is taken into account.
It should be noted that it is planned to increase the minimum length of service. To receive an insurance pension, you will need to work for more than 15 years. The Ministry of Labor recommends getting a job in government institutions on a permanent basis. After all, the insurance pension is higher than the old-age pension without work experience.
In some cases it is not possible to get formal employment. Once in such a situation, citizens can count on a social pension. This requires a number of documents. 
Retirement age
Citizens who are entitled to an old-age pension can be divided into several categories:
- women who have reached 60 years of age and men aged 65 who have a passport of a citizen of the Russian Federation;
- those who have reached retirement age, but do not have Russian citizenship, who have lived for 15 years in the country;
- women aged 50 and men who have reached the age of 55, who are representatives of the indigenous population of the North, living in their historical homeland until retirement age.
When is the social pension awarded?
An old-age pension without seniority was provided for those who, for whatever reason, could not earn seniority for insurance payments. This category includes persons with disabilities, as well as those who find themselves in a difficult life situation. Of course, such a pension can also be received by those who are fully capable, but have no experience. Those who have worked for private companies for many years without signing a formal contract can also count on state support. The pension begins to accrue upon reaching a certain age. 
What conditions must be met
To receive the minimum old-age pension without seniority, the following conditions must be met:
- a pensioner must have the citizenship of the Russian Federation or have lived in its territory for 15 years;
- to receive an old-age pension without seniority, the age of a citizen must be 60 for women and 65 for men.
It should be noted that social benefits are assigned 5 years later than insurance. However, there are exceptions. For example, those who live in the Far North, where living conditions are harsh, are assigned a pension for men from 55 years old, and women from 50.
Combination with other payments
If, when choosing several pensions, the social one is more profitable, then the citizen can choose it. In addition, such a pension can be received simultaneously with other survivor benefits. It refers to a social pension if:
- a citizen is the wife or parent of a soldier who died in combat;
- a citizen received the right to such a social pension, since he is a member of a family that suffered as a result of the Chernobyl accident or during the elimination of the consequences of this disaster;
- the citizen is a member of the family of the deceased cosmonaut.
It is worth considering that disability payments stop on the day the old age payment is appointed. You cannot receive pensions of these types at the same time. 
Collection of documents
For the appointment of a social pension, it is recommended to contact the department of the Pension Fund, which provides services to each specific area. When the entire package of papers has been collected, you can contact a specialist of this organization. To teach an old-age pension without seniority in Russia, you must collect the following list of documents:
- passport or a document that replaces it;
- SNILS;
- a document confirming citizenship or a certificate obtained from the UFSM, which indicates the period of residence of a citizen in Russia;
- work book, provided that it was issued at all;
- if necessary, it is worth submitting a certificate or a certificate proving that the citizen belongs to the peoples of the Far North.
If a payment is due related to the loss of the breadwinner, then you must also bring papers confirming the right to it. The list of documents depends on your case.
Surcharges and allowances
Now you know how to get an old-age pension without seniority in Moscow and other Russian cities. It is worth considering that elderly people can receive a municipal allowance. This may require:
- documents from a medical institution confirming the disability group;
- family composition documents.
In addition, those citizens who receive an old-age pension and have no work experience can receive subsidiary payments. They help not only pay for utilities, but also have a decent standard of living for an elderly person. Some of these additional payments can be obtained from the Pension Fund, and the rest - from a social protection institution. 
Approximate size of social pension
The amount of an old-age pension without seniority depends on many factors. In some cases, the payouts can be modest. For example, in cases where a citizen does not have sufficient work experience, then he is assigned a pension of 3,262 rubles. This takes into account some factors:
- Indexing carried out annually. At the beginning of each year, or rather, in April, the amount of such a pension can be recalculated. This is done so that state aid does not lag behind inflation, as well as the size of the living wage. For example, in 2017, the pension was recalculated with a coefficient of 1.03. As a result, the average amount of payment was 8.6 thousand rubles.
- Location. On the territory of Russia, there are regions where pensions and all kinds of benefits are paid with an increased coefficient. Of course, when you change your residence, the privilege is lost. An increased pension is provided for those who live in the Arctic Circle. When moving to southern regions, the amount of the payment is significantly reduced.
- The old-age pension increases when a citizen turns 80 years old, as well as if there is a dependent.
Features of calculating social pensions
Otherwise, a social pension is charged for those who received disability benefits. The new state aid cannot be less than the citizen received before retirement age. Most often, the amount of the old-age pension corresponds to the amount of the disability payment for the last period of its receipt.
Unforeseen situations also happen. It often happens that after recalculation, the social pension turns out to be less than the cost of living. In such cases, a citizen may qualify for an allowance specifically designed for unemployed elderly people. Such an additional payment is prescribed by a social protection institution. When a pensioner finds a job, the payment of such assistance stops. A citizen must notify specialists of the Pension Fund or social protection of the population about employment.
When a social pension may be refused
In some cases, a citizen may be denied the payment of a social pension. The right to it is lost when:
- moving outside the Russian Federation for permanent residence;
- upon obtaining another citizenship;
- resumption or start of labor activity;
- if the money remains unclaimed for six months.
Small peoples of the Far North cannot lose their disability status. Even if a citizen starts working at an old age, he has every right to receive social state benefits for old age.
If the social pension remains unclaimed for six months, then its payment for the same period is temporarily suspended. The complete cancellation of such state aid occurs if the pensioner has not applied for the renewal of the payment. 
Changes in the calculation of pensions
In 2017, some changes were introduced in the process of calculating pensions, and some are still planned. In general, the following reform should take place during this period:
- increasing the retirement age and its subsequent equalization to 65 years for both men and women;
- growth for employees of budgetary organizations of the necessary value of work experience, especially for doctors and teachers;
- the only social insurance rate, which is determined based on the amount of earnings;
- exclusion of funded pension from legislation, so that a citizen can decide for himself whether he needs it or not;
- decrease in indexation of all payments;
- elimination of some payments for the category of pensioners who are still working;
- the abolition of early retirement for those who work in enterprises in harmful conditions.
All these pension reforms are planned for 2017. Some of them have already been introduced and are operational.
